Terms and Conditions

These Terms and Conditions ("Terms") govern your use of StuffAssure, a home inventory management service ("Service") operated by StuffAssure ("we," "us," or "our") located in Jefferson, Georgia 30549, United States.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

1. Acceptance of Terms

By creating an account and using StuffAssure, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

2. Description of Service

StuffAssure provides a platform for users to create and maintain a digital inventory of their personal belongings, including but not limited to:

• Item descriptions and values
• Photos and documentation
• Warranty and receipt tracking
• Theft reporting features
• Insurance claim support documentation

3. User Accounts

3.1 Account Creation

You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.

3.2 Account Responsibility

You are solely responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to violation of these Terms.

4. Subscription and Payment

4.1 Subscription Fee

The Service requires an annual subscription fee of $49.99 USD. Prices are subject to change with notice.

4.2 Trial Period

New users receive a 14-day free trial. After the trial period, continued use requires payment of the subscription fee.

4.3 No Refunds Policy

4.4 Payment Processing

Payments are processed securely through Square. We do not store credit card information on our servers.

5. Disclaimers and Limitations of Liability

5.1 No Guarantee of Service

We do not guarantee that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free of viruses or harmful components
• Your data will be preserved or recoverable

5.2 Limitation of Liability

IN NO EVENT SHALL STUFFASSURE, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of data or information
• Loss of profits or revenue
• Business interruption
• Personal injury or property damage
• Costs of substitute goods or services

5.3 Maximum Liability

Our total liability to you for any claims arising from or related to these Terms or the Service shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

6. Data and Content

6.1 Your Content

You retain ownership of all content you upload to the Service. You grant us a license to use, store, and display your content solely for the purpose of providing the Service.

6.2 Data Loss

6.3 Data Accuracy

You are solely responsible for the accuracy and legality of the information you provide. We do not verify the accuracy of inventory values, descriptions, or documentation.

7. Prohibited Uses

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Upload false, misleading, or fraudulent information
• Attempt to gain unauthorized access to the Service or its systems
• Interfere with or disrupt the Service
• Upload malicious code or viruses
• Violate any applicable laws or regulations
• Infringe on the rights of others

8. Insurance and Legal Matters

8.1 Not Insurance

StuffAssure is NOT an insurance company. We do not provide insurance coverage, claims processing, or reimbursement for lost or damaged items.

8.2 Documentation Only

The Service provides documentation tools only. We do not guarantee that documentation will be accepted by insurance companies, law enforcement, or other third parties.

8.3 No Legal Advice

Nothing in the Service constitutes legal, financial, or professional advice. You should consult appropriate professionals for such advice.

9. Indemnification

You agree to indemnify, defend, and hold harmless StuffAssure and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your content or information

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

11. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Jefferson, Georgia 30549.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

14. Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and StuffAssure regarding the use of the Service, superseding any prior agreements.

15. Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact us at support@stuffassure.com.